Virtual Terminal software provides the connectivity and communications to facilitate the processing of credit cards, debit cards, gift cards, EBT cards, and check transactions. These transactions can be passed to the software by a wide variety of integrated applications. In addition to our connectivity and communication functionality, the line of products has its own graphical user interface. Our payment processing products and services customers range from small to large Internet marketers, retailers, and mail and phone order companies.

Savings:
Time savings - Installation is simple and fast and you can be accepting credit cards in as little as 48 hours.
Ease of Use - No web site integration required. Accept transactions from any source and manually key them into the user friendly web interface.
Flexibility - Virtual Terminal supports a full range of functions: authorization only, authorization and capture, refunds and voids.
Fraud prevention - Currently the system supports address verification and CVV2 fraud verification services-the industry standards in fraud protection.

Merchant Selectable Response (MSR) - Ability to configure the system to select certain response codes for different types of transactions that you want to auto-decline.
Detailed transaction information - All transaction detail is readily available to help with customer inquiries and other research needs. And with the ability to capture optional information at the time of the sale, you can also capture customer name, phone number, order number or other details about the sale.
24 hour support - A team of specialists are ready to assist you every step of the way - from application to first use and beyond! You can contact us toll-free 24 hours a day, seven days a week.

Virtual Terminal allows you to manually process credit card transactions from any computer with an Internet connection in the world. You simply login to a secure website with a login and password and you are able to charge cards, perform authorizations, and even process credits. In addition, you have complete online reporting of all your transactions and orders.

With Virtual Terminal You Can:
--manually enter credit card transactions for mail or phone order sales.
--refund money to a customer's credit card.
--automatically bill customers for recurring charges.
--check the status of transactions, and run a variety of reports.
--capture previously authorized transaction.