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Flexibility

• Multiple payment types accepted: All major credit cards, debit cards, EBT, gift/loyalty/stored value cards, check verification, check guarantee and check conversion
• Certified with major credit card and gift card processors
• Supports up to five merchant numbers**
• Supports card readers, PIN pads and check readers
• Robust and customizable reporting features
• Gives merchant ability to select card types to be accepted by software (American Express, Discover, etc.)
   
  ** Additional fees will apply
  
  

Functionality

• Automatically settle terminal-based account batched with Auto-Settle Utility
• Wireless capability permits mobile merchants to use their existing cell phone to run transactions over the Internet via TCP/IP
• plit dial authorization for Discover and American Express (selected processors)
• IP connectivity using SSL and dial functionality
• Real time or batch transaction processing
• Reports accessible from PCCharge Client
• Meets up to date compliance standards for Visa and MasterCard
• Electronic Commerce certified (ECI Compliant)

Security with Fraud Protection Plus

• 
  PCCharge has undergone an evaluation by a Visa CISP qualified assessor.
• MSV™ (Magnetic Strip Verification) validates the magnetic account information by matching the embossed account number on the card
• CVV2 may reduce chargebacks, verifying that the card values on the front match those on the back of the card
• AVS (Address Verification Service) is an industry standard known for its effectiveness in reducing loss
• User level password protection provides controlled permissions
• Data file encryption allows you to encrypt and protect the consumer’s credit card account numbers and expiration dates in the database
• Compliant with California Senate Bill 930, ensuring secure receipts
  
  

System Requirements

You must have the following:

• PC with Microsoft Windows 98, Windows NT, Windows 2000, Windows XP, or Windows 2003 Server
• 64 MB minimum of RAM, 256 MB preferred
• 30 MB free space on hard drive, 100 MB recommended
• Hayes compatible modem (capable of 1200 BPS or less) with an analog phone line OR an Internet connection
• CD-ROM drive
• Merchant Account
• 400 mhz or higher processor
• Microsoft Internet Explorer v.6 or higher installed
• Latest Microsoft service pack updates installed
  

The following are optional:

• Track I & II reader
• Check Reader/Scanner
• Debit Card PIN pad
• Windows compatible receipt printer
  
  

SSL Requirements

Depending on your payment processing company, connection type, and operating system, you may need to install some upgrades/enhancements to your operating system. Some processing companies are beginning to process transactions via SSL2 (a highly secure Internet protocol).